Current opportunities

Location Manager – Mortgage Loan
Locations:

Vellore, Sivakasi, Dindigul, Tenkasi, Karaikudi, Madurai, Avinashi, Kumbakonam, Erode, Sankari, Cuddalore, Dharapuram, Kallaikurichi.

Openings  : 13      Apply online

Posted :     6th Aug 2015

Experience:

3 -5 years of experience in selling small ticket loan against property, Recruiting & Managing Direct Sales Executives, Executing local campaigns and marketing, To handle pre &     post disbursement activities. Job Description:

  • Represent ORFIL in the market in a positive manner, and network to create additional loan opportunities.
  • Recruit Sales Executives to originate loans for ORFIL in the branch command area
  • Train all Executives on ORFIL origination policies and procedures.
  • Effectively motivate all sales personnel to produce at minimum regionally based volume metrics.
  • Sales Manager will be accountable for producing a minimum monthly loan volume equivalent to the number of sales staff in the branch (*Mortgage Executives plus Manager), multiplied by the average loan amount and minimum units expected.
  • Create a culture of sales activities daily, including weekly sales calls with existing team to promote individual growth and loan production.
  • Work closely with the Branch Manager to be innovative in terms of new origination opportunities.
  • Complete an initial loan application with all consumers – either face-to-face or via telephone
  • Follow the documented ORFIL origination procedures in detail, summarized as follows:
      • Complete the loan application in its entirety.
      • Gather all consumer information needed to begin processing a transaction.
      • Obtain consumer signatures on all required loan disclosures
      • Run automated findings to obtain an Approve /Eligible transaction.
      • Submit a complete file to processing.
      • business Provide constant communication regarding consumer transactions to internal and external partners, as well as consumers directly.
      • Communicate effectively with all parties to the transaction.
        • Communicate adequate turn time information.
        • Set proper expectations for the completion of a transaction.
        • Utilize resources and tools.
      • Work with Operations staff to successfully complete transactions.

Salary: Best in the Industry

Industry: Banking / Financial Services

Desired Profile:

Minimum 3 – 5 years of experience in :- a)Selling small ticket size loan against property b)Team Handling c)Business and Financial Management d)Customer Focus &People / Team e)Process / Quality Improvement Min Education: UG -Any Graduate – Any Specialization

Credit Manager – Two Wheeler and Mortgage Loan.

Locations:

Madurai, Avinashi, Kumbakonam, Erode, Sankari, Cuddalore, Dharapuram, Kallaikurichi.

Openings : 8 Apply online

Posted : 6th Aug 2015 Experience:

3 -5 years of experience in credit under writing activities.

Job Description :

  • Prepare CAM and eligibility sheets as per assessment criteria and policy conditions
  • Financial Analysis of the balance sheets given for last 2/3 years to be done along with Key ratio analysis
  • Monitor the performance (TAT as well Quality) of key vendor
  • Responsible for TAT management on decisioning the cases within stipulated cut off time given.
  • Liaison with verification agencies to make sure the reports is given on time and ensures there are no discrepancies on the customer information given by agency.
  • Conduct personal discussion for deviation cases
  • Responsible to attain A or B rating at periodical File review to ensure quality on sourcing documents
  • PDD management of the HUB and maintain PDD pendency well below the cut off time.
  • Approval escalations for deviation justified cases with proper mitigants
  • Keep vigil on branch portfolio performance and take corrective measures on time for a decent portfolio performance of HUB.
  • Keep track on cash mode cases and ensure it is well within the percentage allowed

Salary:Best in the Industry

Industry: Banking / Financial Services

Desired Profile:

UG, MBA – Finance, Post Graduates Credit Underwriting experience in Two wheeler loan, Mortgage Business Loan or Personal Loan

Min Education: UG -Any Graduate – Any Specialization

Collection Manager – Two Wheeler and Mortgage Loan.

Locations:

Madurai, Avinashi, Kumbakonam, Erode, Sankari, Cuddalore, Dharapuram, Kallaikurichi.

Openings : 8 Apply online

Posted : 6th Aug 2015 Experience:

3 -5 years of experience in handling soft & hard collections and team handling exposure is essential.

Job Description :

    • To keep branch collection performance under control across buckets.
    • Recruitment and management of collection executives across HUB and spoke locations.
    • Receipt book management and tracking of usage of receipts by executives.
    • Maintain registers specified in the collection manual and update it on daily basis which will be reviewed by all superiors during branch visits.
    • Ensure timely presentation of instruments in bank and deposition of cash collected within the stipulated timeline.
    • Upload all deposition details in system on time and all queries raised from collection ops team to be resolved.
    • Palmtech handheld collection device used by executives to be monitored and trained properly for error free usage.
    • Field investigation for cases sourced at HUB location to be performed as per laid down credit metrics.
    • Ensure there is no mis-appropriation of funds happening at collection point and escalate for any violation of same immediately.

Salary: Best in the Industry

Industry: Banking / Financial Services

Min Education: UG -Any Graduate – Any Specialization

Branch Manager – Two Wheeler and Mortgage Loan.
Locations:

Avinashi, Kumbakonam, Erode, Sankari, Cuddalore, Dharapuram, Kallaikurichi.

Openings : 7 Apply online
Posted : 6th Aug 2015
Experience:

5 – 10 years of experience in managing a team and branch with the ability to manage the P & L of the branch.

Job Description:

  • Responsible for entire branch operations-sales/credit and collections.
  • Identification, development and supervision of Sales team to ensure per employee productivity
  • Regularly tracks the team on logins, performance and achievements all the while providing inputs and keeping them on their toes.
  • Recruitment & proper coaching and keeping the team attrition level under control
  • Proper monitoring and management of liquidation of Trade advance within the stipulated time from the dealers
  • Dealer visit and relationship management.
  • To achieve HUB sales and collection targets rolled out.
  • Ensure HUB meets all norms laid down for credit/collections and sales for audit review.
  • Raise all vendor payments and day to day expenses met to H.O periodically.
  • Understanding of business
  • Knowledge of local market conditions
  • Competitor knowledge

Salary: Best in the Industry

Industry:Banking / Financial Services

Min Education: UG -Any Graduate – Any Specialization

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